LAST UPDATED: October 21, 2019
So that we can provide you with the most efficient and enhanced service, we may request information about you. We may also collect personally identifiable information such as name, email addresses and demographic information. We also may collect your IP address, browser type, domain name, access times and referring website address.
Also, if you decide to purchase or obtain a quotation for insurance, we will require you to provide us with more information, such as your full name and address, travel arrangements and credit card information. More specifically, we request the following:
Company does not knowingly collect or process any information from anyone under 13 years of age (16 in the EU), and the Website is directed to people who are at least 13 years of age (16 in the EU). However, we will collect and process personal data about children under 13 years of age (16 in the EU) when submitted by a parent, guardian, or other appropriate adult for the purposes of obtaining a quote for, or purchasing, an insurance policy covering such child, and you hereby provide authorization for any information that you may submit to us on behalf of that child.
The information collected for a quote or for an insurance policy is used to provide policy quotes and to issue your policy. This information is sent only to the insurance company underwriting the policy.
When we collect information for a quote or an insurance policy, we will use it only in connection with the provision of the quote and/or delivering, billing for, and communication concerning the relevant insurance policy.
We retain information provided by you for the provision of a quote or purchase of an insurance policy on our servers located in the United States.
If you are an insurance agent who voluntarily contacts us through the Website, we may keep a record of your contact information and correspondence, and we may use your contact information and any other information that you provide to us, to respond to you. We treat this information as it would treat any other unsolicited business correspondence, and have no obligation to keep this information confidential, nor to take any security measures to protect this information.
We may use personal information in order to display custom, personalized content to our visitors and send newsletters, emails, features, promotional material, surveys and other updates to our users. A user may, at any time, opt out of receiving such information. We also use collected information to evaluate and administer our service, respond to any problems that may arise and to gauge user trends to determine what part of our services are most popular with users.
We may extend offers to users on behalf of our partners about a particular product or service that may be of interest to you, but we will not give out your name or personal information at any time without your permission.
We may allow users of our Website to send articles or links by email to other parties who may be interested in them. We do not retain any email to other parties who may be interested in them. We do not retain any email addresses (unless you are a user who already has voluntarily provided your email address) of either the sender or receipt of such articles or links after they are sent.
We reserve the right to use or disclose any information without notice or consent as needed to satisfy any law, regulation or legal request (e.g., subpoenas), to conduct investigations of consumer complaints or possible breaches of law, to protect the integrity of our Website and our property, to protect the safety of our visitors or others, to fulfill your requests, or to cooperate in any legal investigation.
Personally identifiable information and other information, including associated usage information, may be provided to a third party if there is a transfer of the assets or ownership of Company or if Company files for bankruptcy.
You should be aware that if you voluntarily disclose information online (whether through Company’s services or any other services available online), personal or otherwise, that information could be collected and used by others. For example, if you use chat forums, bulletin boards, and you post your e-mail or id, you may receive unsolicited messages form others. Company has no control over this use of your personal information.
Your browser offers so-called “cookies” which, if you allow their use, store small amounts of data on your computer when you visit a website. Cookies do not contain any personally identifiable information about you and therefore cannot be used to identify you personally. Cookies simply assist us in tracking which of our features you like best. Cookies will also enable us to customize our content according to your preferences. You have the ability to accept or decline cookies by modifying your browser and while website may be viewable even if you disable cookies, some advanced and customized features of our Website, as well as other websites, will not be available to you.
Some of the pages use frames, external interfaces and external links wherever necessary to effectively present the information for your convenience, so you can get the necessary information and apply for a specific insurance plan online, without leaving the Website.
Some of our web pages may contain electronic images known as web beacons, which are also called single-pixel gifs. These images allow us to count users who have visited those pages and to deliver co-branded services. We also may include web beacons in promotional e-mail messages or newsletters in order to count how many messages have been opened and acted upon. Web beacons are not used to access your personally identifiable information, but they are a technique we use to compile aggregated statistics about our website usage. Web beacons collect only a limited set of information including a cookie number, time and date of a page view and a description of the page on which the web beacon resides. Some of our web pages may also contain web beacons placed there by our advertising partners to help us determine the effectiveness of our advertising campaigns.
We offer the use of a secure server for the Website. All personally identifiable information supplied by you to us via the Website is transmitted via Secure Socket Layer (SSL) or similarly secure technology. We allow personally identifiable information to be accessed only by persons with specified rights to do so.
Due to the open nature of communication through the internet, we cannot guarantee that communications between you and Company, or between Company and the insurance carriers to which you ask us to submit your information, will be free from unauthorized access by third parties, nor that third parties will not be able to circumvent the safeguards we have put in place. We cannot absolutely guarantee the security of any information that is disclosed or transmitted online.
A user may, at any time, change, correct, restrict, object to, modify or delete any personal information they may have provided to Company by contacting Company using the form on this page. You may access information Company has collected and retained about you, if any, for purposes of correcting, amending, downloading, or deleting such information. Access can be obtained by using the form on this page. To protect your privacy and security, we may take reasonable steps to help verify your identity before granting access, making corrections, providing you with information, or deleting information.
Insurance information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. You must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding as to the subject matter in those Terms and Conditions of Coverage Benefits.